Deborah Vallow | NMLS ID #222278
Regional Manager – Western Division
Cell: 804-363-5279
River City Mortgage | NMLS #142954
4555 Lake Forest Dr. Suite 450
Cincinnati, OH 45242


River City Mortgage is an Equal Housing Lender.  Not available in all states.  See Licensing at

Hi, I am Deb Vallow.  I am dedicated to making the loan process smooth and worry free, just look at what some of my customer's had to say:

The wife and I closed on a refi yesterday with your friends at Colonial 1st.  The lovely Deb Vallow is our loan specialist.  She had been working on this since the beginning of June due to our previous lender stonewalling us.  I was getting discouraged, but she would not give up.  Gotta love her!  Lou & Vicki

Excellent customer service and great people to work with!  We have stayed in touch with our representative and keep her up to date on our ongoing home improvement projects and family events.  What an awesome local company to deal with!  You leave feeling as if you have made a whole new group of friends. - Stephanie

Deb Vallow of Colonial 1st Mortgage is probably one of the best in the business.  When we encountered "bumps" while refinancing, Deb was the one who smoothed them out for us.  We still say that if it wasn't for Deb, our refinancing would not have happened. - Joan

Many thanks to each of your for your superb support in bringing this deal together an getting us successfully to closing on Friday.  Tina and I really appreciated the fact that you went the extra mile for us! - Paul

You really did a magnificient job, and I just wanted to formally thank you.  I would recommend you and your firm to anyone.  Thanks so much for going above and beyond.  You are the BEST!! - Steve