Reverse mortgages are specifically designed for people who are in or approaching retirement.  We offer both the traditional HECM reverse mortgage backed by FHA and our own proprietary product Equity Elite that is available for younger borrowers.

Let me help determine if your home qualifies for a reverse mortgage and If this loan option is right for you.​

    Hi, I am Deb Vallow

  • HECM Fixed & Adjustable
  • Equity Elite Adjustable Line of Credit
  • Equity Elite Fixed Lump Sum
  • Equity Elite Fixed Term Payment​

Deborah Vallow | NMLS ID #222278
HECM Loan Specialist
Cell: 804-363-5279

​Fax:  623-282.3652
Reverse Mortgage Funding 

Branch NMLS # 2219854
16427 North Scottsdale Road, Suite 410
Scottsdale, AZ  85254

Reverse Mortgage Funding, LLC is one of the nations top reverse mortgage lenders.  As a result of our commitment to providing an extraordinary and positive customer experience, we have earned a 98% customer satisfaction rating; a 4.7 score on Trustpilot; 4.8 out of 5 stars on LendingTree; and we have an A+ rating with the Better Business Bureau.

​​A lot has changed in the world of reverse mortgage and I am here to help you understand how to use the equity in your home to retire more freely or even purchase a new home. 

Call me at 804.363.5279 or email me at


Reverse Mortgage Funding is an Equal Housing Lender. 

See Licensing at

Typical items needed for the loan:

  • Social Security Benefits Letter
  • Pension Statement/Letter
  • Asset Statements
  • current bank statement showing SS and/or pension deposits
  • 1 month of pay stubs (if still working)
  • 2 years W2s (if still working)
  • tax returns if you are self employed or have rental properties
  • name of your insurance agent
  • copies of your drivers licenses
  • copy of mortgage statement